Financial Planning: Secure Your Future With Confidence
Setting Good Financial Plans In Place
Are you on track to achieve your and your family’s financial goals? Regardless of whether you dream of a comfortable retirement, purchasing your very first home, funding your children’s education or pursuing another exciting goal, a well-crafted financial plan can set you up for success. At Strategic Wealth, we help Kiwis like you turn their financial aspirations into achievable realities with expert, personalised financial planning.
Why Good Financial Planning Matters
Finances are undoubtedly a very important part of modern life, and financial planning can be complex. So, uncertainty can lead to frustration, stress and unfortunate situations where you don’t have the funds required to fulfil your needs, resulting in missed opportunities or costly mistakes. A comprehensive financial plan that is personalised to you removes the guesswork, providing:
Clarity
You can know exactly where you stand financially and what steps you should take next based on your long and short-term goals. Fully understanding your finances allows you to know where you are now, helping to prevent misunderstandings.
Confidence
A plan can give you confidence, knowing that your wealth is working for you, not the other way around. Confidence can reduce stress and help you make good, level-headed decisions for you and your family.
Control
With a plan, you can gain the tools you need to stay on track, even when you are facing unexpected financial challenges.
What Is Involved In Financial Planning?
Setting And Quantifying Your Financial Goals
Before we can define the next steps in your journey, we must first understand what you want to achieve. What are your personal goals? Why are you building your wealth? Common goals include saving up for retirement, building an investment portfolio, providing for your children and so on. It’s essential to set both short and long-term goals that are achievable.
Assessing Your Current Financial Position
It’s difficult to understand how to get to your goals when you’re unclear about your current position. We will assess your financial position by looking at assets, liabilities, income, expenses and so on.
Evaluating Your Financial Risks
Your tolerance for investment risk plays a key role in shaping your financial strategy and helps us discover how you should use your money. We will assess your current risk and discuss risk mitigation strategies. All financial moves contain some level of risk, but with the proper risk management strategies, you can improve your chances of success.
Crafting A Personalised Investment Strategy
A strategic investment plan helps your wealth grow while minimising unnecessary risks, helping you stay safe even in an unpredictable market.
Optimising Your Financial Resources
We will look into leveraging your existing assets and income more effectively, improving the performance of your current investments.
Advice On Taxation, Estate Planning And Insurance
Aside from investment opportunities, your robust financial plan should also consider other key areas of financial security like tax strategies, estate planning and insurance solutions.
Continuous Reviews And Adjustments As Needed
Creating a good financial plan is not a one-time commitment. To make the most of your plan, we need to continuously review it together and make adjustments as needed if your goals or situation changes. We can do this regularly, and we can do it whenever there are significant changes to your finances.
Take Control Of Your Financial Future With Strategic Wealth
We believe that everyone deserves a clear, actionable plan to achieve their financial goals. Our independent, fee-only advisers act as trusted partners, helping to guide you through every stage of your financial journey. Finances can be stressful and complex, and we aim to make the process more streamlined and successful for you.
If you’re ready to take the first step towards a better, more financially secure future, then we are here to help. We invite you to contact us today for a free, no-obligation consultation so that we can start things off right.
Let’s make the most of your wealth through innovative financial planning so it can do as much good as possible for you and those you care about.