KiwiSaver Advice NZ
Saving Up For Your Financial Goals With KiwiSaver
Are you confident that your KiwiSaver is working as hard as it could be for you? Regardless of if you’re just starting your financial journey, you’re saving for your first home or you’re planning for your golden years, we at Strategic Wealth can help you maximise the potential of your KiwiSaver account.
What Is KiwiSaver?
This is a voluntary, work-based savings initiative that is designed to help New Zealanders like you achieve their long-term financial security goals. KiwiSaver funds work with contributions from you, your employer and the NZ government, and they are a very popular and effective tool for building wealth. Overall, KiwiSaver offers a structured way to save and invest for your future.
How Can You Benefit From KiwiSaver?
Here are a few ways in which you can benefit from KiwiSaver:
Employer Contributions
Employers contribute to your KiwiSaver fund from your gross salary, giving your savings an immediate boost.
Government Contributions
On KiwiSaver, Anyone between 18-65 years old is eligible to receive contributions from the New Zealand government.
Investment Growth
Your savings can grow over time, tailored to your unique risk profile, allowing you to steadily grow your wealth.
Flexibility
There are various funds that you can look through, so we can explore the many funds available to you to pick the fund that best suits your needs. Regardless of your overall goals, we will discover the best option for you.
Streamlined Approach
KiwiSaver is a beginner-friendly approach to investing and saving up for your future and your financial goals. Many Kiwis struggle to create effective savings plans for their future. So, with KiwiSaver and help from us at Strategic Wealth, we can find the best way to help you find your path towards financial stability.
Are You In the Right KiwiSaver Fund?
There are many different KiwiSaver funds, and your choice of fund can greatly impact your financial future. We at Strategic Wealth will help evaluate your finances and your options to ensure your fund matches you and your goals.
What can we do for you?
Assessing Your Goals
Are you saving for a home deposit, focusing on retirement or something else? Do you need to access your funds within the next few years, or are you planning for the long term?
Evaluating Your Risk Tolerance
Are you comfortable with short-term fluctuations in exchange for potential higher returns? Or would you prefer a more stable, conservative fund? How comfortable are you with risks?
Choosing The Right Fund
Growth funds are good for those seeking higher returns and longer investment timelines and balanced or conservative funds are good for those who prefer lower risk.
Maximising Your Contributions
Making regular contributions to your KiwiSaver fund is crucial to taking full advantage of your employer and government contributions. We will guide you on how to fully optimise your contributions for maximum benefit, ensuring you are on track to meet your goals.
Australian Superannuation Transfers
Have you worked in Australia and accumulated superannuation savings? If so, you may be able to transfer your Australian superannuation into your KiwiSaver account.
Transferring your superannuation leads to simplified management, tax efficiency and currency stability. We can guide you through the process to streamline things, ensuring you enjoy a hassle-free and rewarding experience while staying compliant with both Australian and New Zealand regulations.
Ongoing KiwiSaver Support
No worries; our help doesn’t end once you choose your KiwiSaver fund. We will continue to offer you ongoing advice and support to ensure that your fund remains aligned with your goals, even as your circumstances change
Get Expert KiwiSaver Advice Today
Your KiwiSaver is a very powerful tool for building wealth – but in order to make the most of your fund, you need to manage it effectively. We at Strategic Wealth are here to help our clients with their KiwiSaver needs. We invite you to contact us today to get the process started so we can offer you our expertise, support and personalised advice.